body {
     font-family: arial, helvetica, sans-serif;
     font-size: 16px;
     color: black;
     background-color: rgb(240,240,240);
     margin: 5px 20px 5px 20px;
     }
h1   {
     text-align: left;
     font-size: 1.5em;
     line-height: 1.3em;
     }
h2   {
     text-align:left;
     font-size: 1.1em;
     line-height:1.0em;
     }
h3   {
     text-align: left;
     font-size: 1.0em;
     line-height: 1.0em;
     }
hr{border:0;  background-color:rgb(200,200,200); height: 3px; width:100%; text-align:center;}